Mr. Businessman, instead of investing all your profits (100%) back into your business, just invest 5% of your profit in Life Insurance, and the scenario will be like this:
Total return after taking insurance: 19.32%
Difference is just 0.68%, correct? This 0.68% difference is negligible for your business.
So we can conclude that by investing just 5% of your profits in life insurance, you can safeguard 95% of your profit for many years.